VOL 37 (APRIL 2026) ISSUE 1

International Journal of Business, Economics and Law, Vol. 37, Issue 1

(April 2026)

TABLE OF CONTENTS

No.AuthorsTitlePage
1Shuhaimi Mohd Sauh; Zarith Nurzafirah Khairuddin & Mahani AsmaaiSTRATEGIES FOR THE GROWTH AND SURVIVAL OF BUMIPUTERA SMES IN A DISRUPTIVE ERA: A CONCEPTUAL FRAMEWORK1-9
2Li Xinshun & Baharu Bin KematA MEASUREMENT STUDY OF BILIBILI USER LOYALTY FROM THE SOR PERSPECTIVE10-18
3Suhaimi Mhd Sarif; Rohaziah Yahya; Rakhmad Agung Hidayatullah & Dolhadi ZainudinTAWHIDIC FAITH-DRIVEN RESILIENCE AS A STRATEGIC CAPABILITY IN MALAYSIA’S DIGITAL SME ECOSYSTEM19-31
4Zulaikha Mokhtar; Noor Akma Salleh & Nor Azah JahariDECODING THE REGULATORY PARADOX: A SOCIAL CONSTRUCTIVIST FRAMEWORK FOR INDUSTRIAL EFFLUENT COMPLIANCE IN EMERGING ECONOMIES32-39
5Ali Zakafri Abd Aziz & Syaharizah Abdul AzizUNRAVELLING THE ANTECEDENTS OF JOB SATISFACTION AMONG MALAYSIAN ROYAL ENGINEER REGIMENT PERSONNEL: A MEDIATION MODEL OF ORGANISATION CULTURE40-50
6K. Elisha R. L. FernandoREVISITING THE RIGHT TO WATER IN SRI LANKA51-60
7Hoang TungCORPORATE CULTURE, FINANCIAL TRANSPARENCY, AND FIRM PERFORMANCE:
A MEDIATED FRAMEWORK FROM AN EMERGING MARKET		61-65
8Ahmad bin Othman & Jarolhidah ChemiranBUILDING TRUST AND LOYALTY IN MICROFINANCE: EVIDENCE FROM AMANAH IKHTIAR MALAYSIA66-75
9Sim Siew Ling & Mitchelle Anne Tiam Anak RajitDOES TRANSPARENCY PAY? LINKING CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE (CSRD) TO CORPORATE FINANCIAL PERFORMANCE (CFP) IN MALAYSIA’S PLANTATION SECTOR76-87
10Nurul Shafina Khairudin; Shuhaimi Mohd Sauh; Zarith Nurzafirah Khairuddin & Mahani AsmaaiBRIDGING FINANCIAL INCLUSION GAPS THROUGH TECHNOLOGY: DETERMINANTS OF MOBILE PAYMENT ADOPTION AMONG RURAL CONSUMERS88-98
11Nurfatihah Akmal Binti Jamaludin; Sharifah Zahra Binti Syed Ab Rahman; Lina Fatini Binti Azmi; Nur 'Ain Najihah Binti Maarof; Siti Nur Shahida Ab Rahim; Siti Zhafirah Binti Zainal & Mustafa KlufallahPILOT STUDY VALIDATION OF AN E-LEARNING SERVICE QUALITY INSTRUMENT AT SPACE UTM99-107
12Ashman S, Bin KhairuddinINTEGRATING GREEN HRM INTO CENTRAL BANKING: BUILDING CLIMATE LITERACY IN THE MARITIME ASEAN CLUSTER108-122
13Ulfah Mansurah ZainudinREGULATORY AND SUPERVISORY AUTHORITIES OF NON-BANKING CREDIT PROVIDERS IN MALAYSIA IN REFERENCE TO THE CONSUMER CREDIT ACT 2025123-130
14Meline Gerarita S.; Mutmainna & Mentari RamadhaniREGULATORY CHALLENGES AND EXPORT RESILIENCE IN INDONESIA'S MARINE ORNAMENTAL FISH INDUSTRY DURING COVID-19131-138